General Liability including Products and Completed Operations

• $2,000,000 Occurrence
• $2,000,000 General Aggregate
• $2,000,000 Products and Completed Operations Aggregate
• $2,000,000 Personal Injury & Advertising Injury Liability

Professional Liability – only available for certain classes

• $2,000,000 Occurrence
• $2,000,000 Aggregate

Hired and Non-Owned Auto

• $1,000,000 Each Occurrence

Liquor Liability – mono-line or package

• $1,000,000 Each Common Cause
• $2,000,000 Aggregate

Property excluding DIC, EQ or Flood

• $5,000,000
• $15,500,000 Excess

Inland Marine

• Contractor’s Equipment - $250,000 entire schedule
• Installation Floater - $20,000 per jobsite
• Scheduled Equipment - $100,000 entire schedule

Minimum Policy Premiums:

• General Liability - $500.00
• Package - $750.00
• Property - $3,000.00 on a stand-alone basis
• Commission 10%

Umbrella and Excess Liability Coverage Maximum Limits:

• $5,000,000 Each Occurrence
• $5,000,000 Policy Aggregate

Minimum Policy Premium:

• $1,500 on a stand-alone basis
• Commission 10%